# Swapter

> Source: https://fuckyc.org/services/swapter/
> Website: https://swapter.io/
> Categories: Instant swap (no account)
> KYC: optional — No KYC for the standard crypto-to-crypto swap; AML address-screening can request ID on flagged outputs.
> Status: active
> Jurisdiction: Lithuania (operator-disclosed)
> Fiat on-ramp: yes
> Payment methods: crypto, card (via partners)
> Founded: 2022
> Open source: no
> Custodial: no
> Last verified: 2026-01-01

## Verdict

Swapter is a newer entry in the instant-exchanger category that has been steadily integrated into aggregator routing. The crypto swap path is no-account; the operator's longer-term behavior on AML-driven holds is what to watch.

## Strengths

- Modern UI, well-integrated with aggregator front ends.
- Stable XMR support among aggregator partners.

## Caveats

- Younger operator with shorter public track record than ChangeNOW/SimpleSwap.
- Standard category caveat on AML-driven holds.
- Facts need re-verification by operator (last seeded 2026-01).

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## What Swapter is

A no-account instant exchanger with fixed and float rates and a partner-based fiat onramp.

## Threat-model fit

Reasonable backend; not a privacy primitive on its own.

## Sources

- [Swapter FAQ](https://swapter.io/faq) — accessed 2026-01-01
- [KYCnot.me — Swapter entry](https://kycnot.me/service/swapter) — accessed 2026-01-01