# SimpleSwap

> Source: https://fuckyc.org/services/simpleswap/
> Website: https://simpleswap.io/
> Categories: Instant swap (no account)
> KYC: optional — No account required for the basic instant-swap flow; an account and KYC are required for fiat purchase flows and may be requested on flagged orders.
> Status: active
> Jurisdiction: British Virgin Islands (operator-disclosed)
> Fiat on-ramp: yes
> Payment methods: crypto, card (via partners), sepa (via partners)
> Founded: 2018
> Open source: no
> Custodial: no
> Last verified: 2026-01-01

## Verdict

SimpleSwap is a long-running instant exchanger whose crypto-to-crypto path does not require an account. It also runs fiat purchase flows through KYC partners — those are a separate product with separate compliance. The exchanger is well-known to Monero swap aggregators and is a routine option in Trocador's list. Treat the no-account claim as scoped to crypto-in/crypto-out only.

## Strengths

- Long-running operator with broad asset coverage and a stable API.
- Crypto-to-crypto path does not require an account or email.
- Public order-status URL allows external tracking and dispute evidence.

## Caveats

- Floating-rate orders can settle materially below quote during volatility.
- Account / KYC is required for the card and bank purchase paths; do not confuse those with the no-account swap.
- Facts need re-verification by operator (last seeded 2026-01).

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## What SimpleSwap is

An instant exchanger with fixed and floating rates, broad asset coverage, and a separate fiat-onramp product. The crypto-to-crypto swap requires only a deposit and an output address.

## Threat-model fit

Reasonable for a single-hop crypto swap where you do not want to register anywhere. Not appropriate as a privacy primitive on its own — pair with a privacy coin or wallet for non-correlation.

## Sources

- [SimpleSwap Help Center](https://simpleswap.io/help/general) — accessed 2026-01-01
- [KYCnot.me — SimpleSwap entry](https://kycnot.me/service/simpleswap) — accessed 2026-01-01