Privacy wallets

Cake Wallet

Cake Wallet is the most-recommended mobile XMR wallet for users new to Monero and one of the few cross-coin wallets with serious Monero integration.

Website
cakewallet.com
KYC
no KYC — Self-custody mobile / desktop wallet; no accounts, no signup. Integrated swap services (ChangeNOW, Trocador, SideShift) may apply their own AML.
Status
active
Fiat on-ramp
yes
Payment
crypto, card (via partners)
Jurisdiction
United States (operator-disclosed)
Founded
2018
Open source
yes
Custodial
no
Last verified
Sources
2

Overview

What Cake Wallet is#

A self-custody multi-currency wallet with strong Monero integration, available on mobile and desktop.

Threat-model fit#

Reasonable default XMR wallet for users who want one app. For maximum minimalism, Feather (desktop) or Monerujo (Android) are narrower-scope alternatives.

Strengths

Caveats

Verdict

Cake Wallet is the most-recommended mobile XMR wallet for users new to Monero and one of the few cross-coin wallets with serious Monero integration. Self-custody throughout; the swap integration uses no-account exchangers by default. The in-app card-buy flow is a separate, KYC product — do not confuse the two.

FAQ

Does Cake Wallet require KYC?
As of Jan 1, 2026, Cake Wallet does not require KYC for normal use. Self-custody mobile / desktop wallet; no accounts, no signup. Integrated swap services (ChangeNOW, Trocador, SideShift) may apply their own AML.
What payment methods does Cake Wallet accept?
Cake Wallet accepts: crypto, card (via partners).
Where is Cake Wallet based?
Operating jurisdiction listed as United States (operator-disclosed). This is best-known information; corporate structure can be opaque.

Sources

  1. Cake Wallet guides · accessed
  2. Cake Wallet source · accessed

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Alternatives to Cake Wallet

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